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Residential Conveyancing - Remortgage

Our fees

We would estimate our fee to be 0.1% of the value of the loan amount subject to a minimum fee of £950 plus VAT* at current rates plus disbursements.

*VAT will be charged at current rate of 20%

 We also charge for remitting funds by telegraphic transfer at £50 plus VAT* for each transfer.
Additional FeeThe above is based on a standard freehold mortgage. If you are re-mortgaging a leasehold property there will be additional fees payable for the other aspects of additional legal work to be carried out and we will advise you of any additional fees as soon as we are able.
Disbursements Disbursements are costs related to your matter that are payable to third parties, such as search fees land registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.
  • We would carry out various conveyancing searches and we would estimate the cost of these to be between £500 plus VAT* to £750 plus VAT* depending on where the property is located and any additional searches carried out and your lender’s requirements.
  • Office copy entries and title documents from the Land Registry from £3 per document plus VAT*.
  • Bankruptcy search fee £2 plus VAT* per name.
  • Land Registry Search £3 plus VAT* per title.
  • Land registration fees – these are dependent on the value of the re-mortgage. Please go to the following link for Land Registry’s current fees:
  • Notice of Charge fee (if the property is to be mortgaged) – This fee is set out in the lease. Often the fee is between £60 and £150 plus VAT*. This fee will vary from property to property and can on occasion be significantly more than the range given above. We can give you an accurate figure once we have sight of your specific documents
Services included in a remortgage

A broad outline of our work on acting for you in a remortgage transaction:

  • Checking that you have good title and reporting to the new lenders
  • Making the pre-completion legal arrangements and checks
  • Getting the mortgage money from your new lender and redeeming the existing mortgage and obtaining any balance we will need from you, if there is a shortfall
 Whilst every effort has been made to ensure the above fees are accurate, we reserve the right to raise further charges if the complexity or amount of work involved exceeds levels anticipated at the outset. Please note that the cost of disbursements are subject to any increases (which are out of our control) which may be imposed by third party suppliers, or if some of the information on which our quotation is based proves later to be incorrect. Our fees are applicable only to property situated in England and Wales.

*VAT is charged at the current rate of 20%